Invaluable tips, strategies, secrets and ploys to save your credit! Includes every letter and form you need to get clean credit, with simple instructions, to get better credit scores in days! All the insider secrets of clean credit in under 90 days! Every secret of the credit reporting agencies exposed -- everything they don't want you to see! How to beat anyone who claims you owe them money! How to force agencies to erase your bad credit reports! Legally dispute debts and clean up your credit scores! How to save $1,000's on car and home insurance! How to avoid surcharges and high interest payments, and much more!